How to Maximize Your Insurance Claim for Home Repairs

When disaster strikes your home—whether it’s fire, flood, or storm—your insurance claim is your lifeline to recovery. Unfortunately, many homeowners leave money on the table simply because they don’t know what they’re entitled to.

🛠️ What Most Adjusters Miss

Insurance adjusters, while helpful, often miss key line items that could significantly affect your repair budget:

• Code-required upgrades (like GFCI outlets or fire blocking)

• Hidden water or smoke damage behind walls

• Secondary systems like insulation, ductwork, and HVAC

• Premium finishes that need like-for-like replacements

💡 Tips to Maximize Your Claim

1. Work with a contractor trained in Xactimate – the same software adjusters use.

2. Take photos early and often, showing all damage before mitigation.

3. Get a second opinion – at Peridot Assist, we often find thousands in missed scope items.

4. Ask about supplements – additions to the original scope that correct or expand underwritten repairs.

✅ Work With Peridot Assist

We specialize in spotting what’s missing, submitting clear documentation, and negotiating on your behalf. The sooner we’re involved, the stronger your position becomes.